Ensuring your health through a Medical Check-Up (MCU) is an important step in prevention and early detection of diseases. In Indonesia, the cost of Medical Check-Ups can vary significantly depending on the type of tests and healthcare facilities chosen.

Tirta Medical Centre (TMC) offers information about the cost, benefits, reservation, and procedures for MCU tests.

Medical Check-Up Packages at Tirta Medical Centre (TMC)

Tirta Medical Centre offers various Medical Check-Up packages designed to meet diverse health needs. Some of the popular package options include:

1. Basic Package

Includes a physical examination by a general practitioner, visual assessment, radiology such as thorax X-ray, and laboratory examinations including a complete blood test, complete urine test, lipid profile (total cholesterol), blood sugar (fasting blood sugar), and liver function (SGOT & SGPT).

The price for the basic Medical Check-Up package is IDR 435,000.

2. General Heart Check-Up Package

In addition to the services in the Basic package, this package also includes kidney function tests (urea, creatinine, & uric acid), liver function tests (SGOT, SGPT, & GGT) and a more detailed assessment of the lipid profile (Total Cholesterol, HDL, LDL, & Triglycerides).

The price for the general heart check-up MCU package is IDR 1,195,000.

3. Diabetes and Cholesterol Packages

Both packages offer more specific examinations to manage and monitor diabetes and cholesterol.

The price for the diabetes package is IDR 595,000 and the price for the cholesterol package is IDR 606,000.

4. Premarital Basic Package (Men/Woman) & For Couple (Men & Woman)

Includes comprehensive examinations, EKG with expert heart interpretation, and STD testing. This package is completed with a full medical results review and doctor consultation.

The price for the basic premarital package (man or woman) is IDR 1,350,000. Meanwhile, the price for the basic premarital package (man and woman) is IDR 2,450,000.

5. Genomic Test Package

Genomic testing can assist you in identifying genetic variations. This test will give information about disease risk based on the genomic profile, including conditions like hypertension, autoimmune diseases, diabetes, vascular diseases, oncology, infections, diagnostics, lifestyle, and more.

The price of the genomic test package is IDR 4,800,000.

How to Register for Medical Check-Up (MCU) at Tirta Medical Centre

To register or reserve a Medical Check-Up at Tirta Medical Centre, you can register through the Tirta website. Here are the easy steps to reserve an MCU at Tirta Medical Centre:

  1. Visit the Medical Check-Up package page to select the desired MCU package: https://tirta.co.id/layanan-mcu-medical-check-up/
  2. Fill out the registration form (https://see.tirta.co.id/register) with the required information.
  3. Confirm the schedule and payment according to the given instructions.

To make a reservation at MCU, contact Tirta Medical Centre on WhatsApp at 0821-2580-8360 for assistance and details about the packages and services.

Tirta Medical Centre offers various packages for your health needs, including basic exams and thorough checks before important events like weddings.

Detailed Medical Check-Up (MCU) Prices for Specific Examinations

The cost of specific Medical Check-Ups varies greatly, depending on the type of tests performed and the healthcare facility chosen. For example, prices for basic laboratory examinations can vary from IDR 300,000 to IDR 500,000. These tests usually include a complete blood test, urinalysis, and fasting blood sugar.

Prices for more complex tests such as EKG, MRI, or CT scans can range from IDR 500,000 to over IDR 2 million, depending on the clinic and the specific tests.

Some clinics offer MCU packages that include cholesterol tests, liver function tests, and kidney function tests. The prices can range from IDR 1 million to IDR 3 million.

These packages can often be customized to individual needs, such as packages for early detection of heart disease or diabetes.

Can BPJS Kesehatan Cover Medical Check-Up Costs?

BPJS Kesehatan does not cover the costs of Medical Check-Up (MCU) performed for preventive or comprehensive health check purposes.

According to Ghufron Mukti, CEO of BPJS Kesehatan, a medical check-up does not address the same disease risks as screening for catastrophic diseases. “MCU are not included in our (BPJS Kesehatan) calculations because they do not cover the guaranteed disease risks. We (BPJS Kesehatan) cover the risk of illness,” he stated on Thursday (4/6/2023).

BPJS Kesehatan will only cover the costs of examinations related to the diagnosis or treatment of existing diseases. If you undergo an MCU because of symptoms or to manage a diagnosed disease, BPJS may provide coverage for certain aspects of the MCU. If a doctor refers a patient for necessary tests based on the symptoms, BPJS may cover the costs. For routine comprehensive exams without specific symptoms or diagnosis, patients have to pay out of pocket or use private insurance.

Who Needs a Medical Check-Up?

Practically everyone can benefit from regular health screenings, but the following groups are highly recommended to undergo MCU periodically:

  1. As individuals get older, the likelihood of developing various chronic conditions like heart disease, diabetes, and cancer increases. MCU can help detect early signs of these diseases.
  2. People who have high-risk factors like a family history of certain diseases, smokers, or an unhealthy lifestyle with insufficient physical activity, are more likely to develop different health conditions. To stay healthy, they should have regular medical check-up.
  3. Certain jobs, like pilots, bus and truck drivers, and heavy industries workers, need to be physically and mentally fit. Regular MCU helps ensure they remain in the best condition for their work.
  4. Pre-pregnancy care can help women be in better health when they decide to get pregnant, increasing the likelihood of a healthy pregnancy and lowering the risk of complications.

This information provides a complete overview of MCU prices from basic to comprehensive packages. We hope this article is useful for friends of Tirta, and we look forward to your MCU reservations at Tirta!

References:

  • Republika. This is the reason why BPJS Kesehatan does not cover the costs of medical check-up.
  • Harvard Health. Ready for your routine medical checkup?
  • Northwestern Medicine. Routine Medical Checkups Have Important Health Benefits.
  • Tirta Medical Centre. Medical Check-Up Packages.